Helping you make the right move!


John Kim


John Kim

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EMAIL ME (714)609-5646

Offering comprehensive real estate services in Ladera Ranch and surrounding markets

Welcome to our community's top resource for real estate services. No matter what stage of the real estate process you find yourself in, you'll be able to reach your goals here. Whether you are buying a home or selling one, learn what exceptional service truly means. This website has been designed to provide you with all the necessary tools including a the most complete local property search on the market, tremendous local information on our communities, and real estate information to help you in the process.
 
For sellers, you can receive complimentary home evaluations, market reports, and much more! For Buyers, you can access the entire MLS database of active homes, with the strongest property search on the market? Feel free to explore - you'll find a variety of beneficial tools on the site. When you're ready to discuss - whether a simple question or a serious inquiry - don't hesitate to request more information or call. Thanks so much for visiting!
 

Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports

10/23/2020 7:00:33 PM +00:00

Mortgage rates are holding low and everyone is predicting low rates into 2021. But it's not a sure thing. Advice, predictions, and your next steps.

10/23/2020 11:30:50 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched lower yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Does it feel as if […]

10/23/2020 10:15:04 AM +00:00

The VA funding fee sustains the zero-down VA loan program for service members and veterans. See current funding fees and find out who is exempt.

10/23/2020 10:00:16 AM +00:00

We name the 9 best online mortgage lenders and review their offerings, service, flexibility, fees and rates. Essential reading for online borrowers.

10/22/2020 11:30:06 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged higher yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Yesterday’s rise was mostly down […]

10/22/2020 9:01:29 AM +00:00

VA home loan benefits are unmatched by other mortgage programs. See VA loan requirements, benefits, and interest rates here.

10/22/2020 9:00:04 AM +00:00

If you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.

10/21/2020 11:30:06 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched higher yesterday. But only by the smallest measurable amount. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, […]

10/21/2020 11:00:38 AM +00:00

If you can make lenders compete for your mortgage, you can lower your interest rate and get the best deal on your home loan and closing costs. Here's how.

10/20/2020 11:45:41 AM +00:00

Here are 16 questions to ask a mortgage lender that will ensure you get the right loan type, lowest mortgage rate, and best overall deal on your home loan.

10/20/2020 11:30:09 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates held steady yesterday. And conventional loans today start at 3.063% (3.063% APR) for a 30-year, fixed-rate mortgage.  Markets drooped during yesterday as […]

10/19/2020 11:45:50 AM +00:00

After exiting mortgage forbearance, it's possible to refinance for a lower interest rate and monthly payment. But there are special rules to be aware of.

10/19/2020 11:30:44 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched higher last Friday, as we predicted. And conventional loans today start at 3.063% (3.063% APR) for a 30-year, fixed-rate mortgage.  Current […]

10/16/2020 11:45:16 AM +00:00

Considering making the jump from renter to homeowner? This first time home buyer guide tells you what you need to know.

10/16/2020 11:30:18 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged lower again yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Yesterday’s suggestion from Freddie […]

10/15/2020 11:45:49 AM +00:00

It pays to shop around when you refinance. Learn about the eight best mortgage refinance companies and find out which one's right for you.

10/15/2020 11:30:15 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates held steady yesterday, as the hours in markets unfolded much as we’d predicted. And conventional loans today start at 2.75% (2.75% APR) […]

10/14/2020 11:45:32 AM +00:00

VA loan rates are typically the lowest on the market, even below FHA or conventional mortgage rates. Find out if you qualify for a low-rate VA loan.

10/14/2020 11:30:59 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged lower yesterday. And conventional loans today start at 2.75% (2.75% APR) for a 30-year, fixed-rate mortgage.  Absent startling developments during the […]

10/13/2020 11:45:24 AM +00:00

The median U.S. home price hit a record high during coronavirus. But thanks to low rates, home buying is still affordable for many.

John Kim
Helping you make the right move!

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